1. Disbelief, fear, and lack of knowledge. Most big winners are newer companies (with IPOs in the last eight or ten years). Everyone knows Sears and General Motors, but most people are simply unaware of or unfamiliar with the hundreds of new names that come into the market every year. The new America names are the growth engine of America, creating innovative new products and services plus the majority of the new technology. (A chart service is one easy way to at least be familiar with the basics of price, volume, sales, and earnings trends of all these compelling younger companies.)
2. P/E bias. Contrary to conventional wisdom, the best stocks rarely sell at low P/Es. Just as the best ballplayers make the highest salaries, the better companies sell at better (higher) P/Es. Using P/Es as a selection criterion will prevent you from buying most of the best stocks.
3. Not understanding that the real leaders start their big moves by selling near or at new price highs, not near new lows or off a good amount from their highs. Investors like to buy stocks that look cheap because the stocks are lower than they were some time ago, so they buy stocks on the way down. They think they are getting bargains. They should be buying stocks that are in route up, just making new price highs as they get out of a proper base or price consolidation area.
4. Selling too soon, either because they get shaken out or since they're too quick to take a profit, and psychologically having difficulty buying back a stock at a higher price if necessary. They also sell too late, letting a small loss turn into a devastating one by not cutting all their losses at 8 percent.
You can definitely become financially independent once you understand to save and invest properly. My parting advice: have courage, be positive, and don’t ever give up. Great opportunities occur every year in America. Get yourself prepared, study, learn, and go for them. What you’ll find is that little acorns can grow into giant oaks, and that with persistence and hard work, anything is possible. You can do it, and your own determination to succeed is an essential element.
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